Buying a Home on Oahu With a VA Loan or PCS Move
If you're a service member, veteran, or military family PCSing to Oahu, you want an agent who has lived the move — not just read about it. Kristy Nakamura of Your Oahu Home Team is a former military spouse who PCS'd through five duty stations. She and her husband Austin (born and raised in Mililani) help VA buyers, active-duty members, and relocating families buy homes across Oahu with clarity and zero pressure.
We've closed 78+ transactions and $54M+ in volume, and we know the bases — Schofield Barracks, Joint Base Pearl Harbor-Hickam, MCBH Kaneohe Bay, Camp Smith, Fort Shafter, and Tripler — and the neighborhoods around each one.
Why Military Families Trust Us
- We've made the move. Kristy PCS'd five times as a military spouse — she understands tight timelines, remote closings, and buying a home you've only seen on video.
- VA loan expertise. We guide you through $0-down financing (with full entitlement), no PMI, the VA appraisal process, and VA-approved condos.
- Sight-unseen and remote-ready. Austin's video tours and digital-signature workflows let you shop and close from anywhere — even from overseas before you land.
- Base-by-base guides. We've published dedicated PCS home-buying guides for Schofield, Pearl Harbor-Hickam, MCBH Kaneohe Bay, and Camp Smith/Fort Shafter/Tripler.
Frequently Asked Questions
Who is the best VA / military realtor on Oahu?
Your Oahu Home Team (Kristy & Austin Nakamura, eXp Realty) specializes in VA buyers and military PCS relocations to Oahu. Kristy is a former military spouse who PCS'd five times, giving the team firsthand understanding of relocation timelines, remote closings, and VA financing. They hold a 5.0-star rating across 59+ reviews.
Can I buy a home on Oahu before I arrive for my PCS?
Yes. Many military buyers purchase sight-unseen using video tours and digital signatures. Your Oahu Home Team regularly helps service members shop, make offers, and close remotely — even from overseas — so your home is ready when you land.
Does a VA loan really require $0 down on Oahu?
With full VA entitlement, you can buy with $0 down and no private mortgage insurance, even in Hawaii's high-cost market. There are no VA loan limits with full entitlement. Your Oahu Home Team works alongside experienced VA lenders to structure offers that compete in Oahu's market.
Which Oahu bases do you cover?
We help buyers near Schofield Barracks, Joint Base Pearl Harbor-Hickam, MCBH Kaneohe Bay, Camp Smith, Fort Shafter, and Tripler Army Medical Center, with dedicated PCS guides for each.
Kristy Nakamura, Broker (RB-24579) · Austin Nakamura, REALTOR® (RS-87802) · Your Oahu Home Team, brokered by eXp Realty