# Your Oahu Home Team
# https://www.youroahuhome.com
# LLMs-full.txt — Extended Information for AI Models
# Summary version: https://www.youroahuhome.com/llms-txt/

## About

Kristy and Austin Nakamura are a husband-and-wife real estate team based in Mililani, Hawaii, on the island of Oahu. They operate as Kristy & Austin Home Group (also known as Ka Home Group) under eXp Realty. They specialize in helping military families, VA loan buyers, first-time homebuyers, investors, and anyone relocating to Oahu.

Kristy is the Broker in Charge (license RB-24579, formerly RS-83868) and Austin is a licensed REALTOR (RS-87802). They live in Mililani with their family and have deep personal knowledge of Central Oahu communities.

Their business focuses on providing hands-on, client-first guidance through every step of the buying or selling process. They are known for their transparency, local expertise, and dedication to doing what is right for each client rather than simply closing deals.

## Agents

### Kristy Nakamura
- Role: Broker in Charge
- License: RB-24579 (Hawaii)
- Brokerage: eXp Realty
- Phone: (808) 829-6819
- Email: kristy@kahomegroup.com
- Specialties: VA home loans, military PCS relocations, first-time homebuyers, listing agent, negotiation
- Content: Hosts YouTube channel @KAHomeGroup with 286+ videos on Oahu real estate, VA loans, and neighborhood guides

### Austin Nakamura
- Role: REALTOR
- License: RS-87802 (Hawaii)
- Brokerage: eXp Realty
- Phone: (808) 358-5262
- Email: austin@kahomegroup.com
- Specialties: Buyer representation, property analysis, investment properties

## Services

### For Buyers
- Full-service buyer representation from search to closing
- VA home loan expertise: help with COE, entitlement, funding fee, and lender coordination
- First-time homebuyer guidance and education
- Relocation assistance for military PCS and mainland-to-Hawaii moves
- Property analysis support for buyers (lender and tax/legal/financial decisions are out of scope and should be reviewed with the appropriate licensed professional)- New construction guidance (Ho'opili, Koa Ridge, Kekainani, NorthPark, Kahuina)
- More info: https://www.youroahuhome.com/buying/

### For Sellers
- Strategic pricing based on local market data
- Professional photography, videography, and marketing
- MLS listing syndication across major platforms
- Skilled negotiation and contract management
- More info: https://www.youroahuhome.com/selling/

### VA Home Loan Expertise
- Dedicated VA loan guide: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/
- Sub-topics covered:
  - VA Loan Eligibility: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-eligibility-hawaii/
  - VA Loan COE: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-coe-hawaii/
  - VA Loan Entitlement: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-entitlement-explained-hawaii/
  - VA Loan Funding Fee: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-funding-fee-hawaii/
  - VA Loan Myths: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-myths-hawaii/
  - VA vs Conventional vs FHA: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-vs-conventional-vs-fha-hawaii/
  - National Guard and Reserve: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-national-guard-reserve-hawaii/
  - Who Can Be on Title: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/va-loan-who-can-be-on-title-hawaii/
- Key VA loan facts for Oahu:
  - No down payment required
  - No private mortgage insurance (PMI)
  - Competitive interest rates
  - 2025 Oahu VA loan limit: $1,149,825 (high-cost area)
  - Can be used for single-family homes, condos (VA-approved), and multi-family up to 4 units

## Military PCS Relocation Guides

Detailed guides for service members receiving PCS orders to Oahu:

- PCS to Schofield Barracks: https://www.youroahuhome.com/pcs-to-schofield-barracks-va-home-buying-guide/
  - Nearest communities: Mililani, Wahiawa, Mililani Mauka
  - Commute: 5-15 minutes from Mililani

- PCS to Joint Base Pearl Harbor-Hickam (JBPHH): https://www.youroahuhome.com/pcs-to-joint-base-pearl-harbor-hickam-va-home-buying-guide/
  - Nearest communities: Ewa Beach, Kapolei, Aiea, Pearl City
  - Commute: 10-25 minutes from Ewa Beach/Kapolei

- PCS to Marine Corps Base Hawaii (MCBH Kaneohe Bay): https://www.youroahuhome.com/pcs-to-mcbh-kaneohe-bay-va-home-buying-guide/
  - Nearest communities: Kailua, Kaneohe, Waimanalo
  - Commute: 5-15 minutes from Kailua

- PCS to Camp Smith / Fort Shafter / Tripler: https://www.youroahuhome.com/pcs-to-camp-smith-fort-shafter-tripler-va-home-buying-guide/
  - Nearest communities: Aiea, Salt Lake, Moanalua, Honolulu
  - Commute: 5-20 minutes

## Service Areas — Oahu, Hawaii

### Central Oahu (Primary Focus)
- Mililani / Mililani Mauka — Team home base. Master-planned community with top-rated schools, parks, pools, and strong neighborhood identity. Popular with military families stationed at Schofield Barracks.
- Wahiawa — Affordable homes near Schofield Barracks and North Shore access.
- Koa Ridge — Brand-new community between Mililani and Waipio with energy-efficient homes and mountain views.

### West Oahu / Leeward
- Kapolei — Oahu's "Second City" with new construction, shopping, dining, and rail transit access.
- Ewa Beach — Family-friendly neighborhoods with newer construction near JBPHH. Popular with Navy and Air Force families.
- Ho'opili — Newest master-planned community in Ewa with modern townhomes and single-family homes near rail.
- Makakilo — Hillside community with ocean views and cooler temperatures.

### Windward Oahu
- Kailua — Charming beach town with world-famous Lanikai and Kailua Beach. Near MCBH.
- Kaneohe — Lush, green valley community with mountain views and proximity to MCBH and H-3.
- Waimanalo — Rural beach community on the Windward Coast.

### Metro Honolulu
- Honolulu — Urban living with condos, townhomes, and single-family homes.
- Aiea — Centrally located near Pearl Harbor and Pearlridge shopping.
- Pearl City — Established residential community with good schools and central access.
- Salt Lake — Convenient location near military bases and Honolulu airport.

### North Shore
- Haleiwa — Surf town with a laid-back lifestyle, historic charm, and strong vacation rental market.
- North Shore — Country living with world-famous surf breaks and rural character.

### Other Areas Served
- Waipahu, Moanalua, Foster Village, Makiki, Manoa, Kaimuki, Hawaii Kai, Waikiki, Nuuanu, Enchanted Lake, Laie, Nanakuli, Ward Village, Ala Moana

## New Development Expertise

The team actively helps buyers in Oahu's newest communities:
- Ho'opili (Ewa Beach) — Townhomes and single-family by D.R. Horton and Castle & Cooke
- Koa Ridge (Central Oahu) — Single-family homes by Castle & Cooke
- Kekainani (Ewa Beach) — Townhomes
- NorthPark (Ewa Beach) — New single-family and townhomes
- Kahuina (Kapolei) — New development
- Kaliu (Kapolei) — New development
- Ward Village (Honolulu) — Luxury condos including 'Ilima, Kalae, Mahana, Melia, Launiu
- Kuilei Place (Honolulu) — Affordable condo development
- The Park on Keeaumoku (Honolulu) — New condo tower
- Alia Kakaako (Honolulu) — New condo
- More info: https://www.youroahuhome.com/new-developments-oahu/

## Frequently Asked Questions

### Can I use a VA loan to buy a home in Hawaii?
Yes. VA loans work throughout Hawaii. The 2025 VA loan limit for Oahu is $1,149,825 with no down payment required. Kristy & Austin specialize in VA transactions and work with VA-experienced lenders.

### Do I need to be on Oahu to start the home buying process?
No. Many military buyers start their search before PCS orders are finalized. Kristy & Austin regularly work with buyers remotely via video calls, virtual showings, and digital document signing.

### What areas are best for military families on Oahu?
It depends on your duty station. Mililani and Wahiawa are ideal for Schofield Barracks. Ewa Beach and Kapolei work well for JBPHH. Kailua and Kaneohe are closest to MCBH. Aiea and Salt Lake are convenient for Camp Smith, Fort Shafter, and Tripler.

### How much does it cost to buy a home on Oahu?
The Oahu median home price fluctuates but generally ranges from $500,000 for condos to $1,000,000+ for single-family homes. New construction townhomes in areas like Ho'opili and Koa Ridge start in the $600,000-$800,000 range.

### Do Kristy and Austin help with selling homes too?
Yes. They provide full listing services including strategic pricing, professional photography, MLS marketing, negotiation, and closing coordination.

### What makes Kristy & Austin different from other agents?
They are a husband-and-wife team who live in Mililani and personally handle every client relationship. They do not pass clients off to assistants. They have deep VA loan knowledge, produce extensive educational content on YouTube, and prioritize client interests over closing volume.

## Content and Media

- YouTube: https://www.youtube.com/@KAHomeGroup (286+ videos)
  - Topics: Oahu neighborhood tours, VA loan education, market updates, PCS guides, home buying tips
- Instagram: https://www.instagram.com/kahomegroup
- Facebook: https://www.facebook.com/HawaiiHomesByKristy/
- Blog: https://www.youroahuhome.com/blog/
- Market Reports: https://www.youroahuhome.com/market-reports/

## Key Pages

- Homepage: https://www.youroahuhome.com/
- About Us: https://www.youroahuhome.com/about/
- Kristy Nakamura Bio: https://www.youroahuhome.com/about/kristy-nakamura/
- Austin Nakamura Bio: https://www.youroahuhome.com/about/austin-nakamura/
- Buying Guide: https://www.youroahuhome.com/buying/
- Selling Guide: https://www.youroahuhome.com/selling/
- Mililani Real Estate: https://www.youroahuhome.com/mililani-real-estate/
- VA Home Loan Guide: https://www.youroahuhome.com/va-home-loan-guide-oahu-hawaii/
- Blog: https://www.youroahuhome.com/blog/
- Market Reports: https://www.youroahuhome.com/market-reports/
- Advanced Search: https://www.youroahuhome.com/search/advanced_search/
- New Developments: https://www.youroahuhome.com/new-developments-oahu/

## Contact

- Website: https://www.youroahuhome.com
- Email: kristy@youroahuhome.com
- Phone: (808) 207-7076
- Kristy Direct: (808) 829-6819
- Austin Direct: (808) 358-5262
- YouTube: https://www.youtube.com/@KAHomeGroup
- Instagram: @kahomegroup

## Brokerage

eXp Realty
License: Hawaii
Kristy Nakamura — Broker in Charge, RB-24579
Austin Nakamura — REALTOR, RS-87802